Josh Woodward, Director
The official site of the Mississippi ABLE Program
Administered by the Mississippi ABLE Board and the Mississippi Department of Rehabilitation Services
SIGN UP FOR AN ACCOUNT NOW
Click here to Register online
(Click here for printable registration form)
(888) 609-3469
What is an ABLE account?
ABLE accounts are savings accounts for individuals with disabilities which will not affect their public benefits. These accounts can be used for daily transactions and/or long-term savings. Income earned in the accounts is not taxed if spent on qualified disability-related expenses. Contributions can be made to an account by anyone and may qualify for a state tax deduction. Click here to download a Step by Step guide to enrollment.
How much money can be put in ABLE accounts?
The maximum yearly limit for contributions to an ABLE account is the annual gift tax exemption amount ($19,000 in 2025). An individual who is working may contribute an additional amount not exceeding their income or the federal poverty level, whichever is less. The maximum balance for an ABLE account is $235,000. Once an account goes over $100,000, SSI benefits will be suspended. Other benefits are not affected by any
account total.
What is the process for opening an ABLE account?
ABLE accounts are available now.
Click here to register online and learn more about opening an ABLE account.
(Click here to download printable form - PDF)
What is the ABLE Age Adjustment Act?
Effective January 1, 2026, if you acquired your disability before age 46, you qualify for an ABLE account.
Click the YouTube video below for more information about the ABLE Age Adjustment Act.
Important Links
Click here to download the Mississippi ABLE Program Facts and FAQs (PDF)
- (Click here to download Plain Text)
Click here to download Mississippi ABLE Member Plan Addendum
Click here to download the Mississippi ABLE Program Status Report (PDF)
- (Click here to download Plain Text)
Annual Reports
Click the year to download the report
2024
2023
2022
2021
2020
2019
ABLE Board Members
Click to download the current ABLE board members
- (Click Here for Plain Text)
Other Resources
These links will take you to the following websites:
SaveWithABLE.com
ABLE Today
National ABLE Alliance
Ascensus ABLE
Fifth Third Bank
ABLE National Resource Center
Miss. Code Ann. § 43-28-1
National Association of State Treasurers (including links to Federal regulations)
National ABLE Alliance Investment Policy Statement
Click here for Printable Materials
Click here for ABLE videos
Click here for Podcasts
To request a training on Mississippi ABLE for your group or organization, please email mailto:msableinfo@mdrs.ms.gov or call 601-853-5257.